About Me

Saving for my first apartment

Don't get me wrong, I love my parents, but I will be so glad to move out of home. I stayed at home during university and worked part time to save a house deposit. You have to be pretty inventive to have a budget that lets you save enough for a house deposit in 3 years, but I have been seriously hustling and saving for the last few years to make sure I can move straight into my own apartment and not need to rent or share a house. This blog is all about saving while you are studying and is full of tips to make it easier.

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Diversify Your Investments: 2 Tips to Get You Started
When it comes to investment planning, most people think about how to grow their money. While this is certainly an important goal, it's also crucial to consider ways to protect your investment portfolio from potential downturns in the market. One way to do this is by diversifying your investments. Here are a few tips for getting started with investment diversification. Keep Your Investment Mix Updated It's also important to keep your investment mix updated as your financial goals and personal situation change.

Financial Trading Scams To Avoid
With low interest rates making saving a non-starter, investors are increasingly turning to the stock market to try to make some money on their spare cash.  This can be a great strategy for savvy investors who follow the advice of their accountants before taking the plunge.  However, many people fall foul of one of the many scams that are operating.  Here are two of the most commonly used investment scams you really should be aware of.

When is the Right Time to Prepare a Property Depreciation Schedule?
Preparing a property depreciation schedule allows investment property owners to claim for wear and tear deductions on capital works and assets within their property. These deductions reduce the amount of tax paid towards the property, and they can result in significant savings every year. However, new and prospective property investors are often faced with the challenge of determining the most suitable time for preparing this document. Read on to find out the ideal time that you should prepare a property depreciation schedule so as to enjoy tax savings.

Saving to write a novel
Many people dream of writing a novel, but it can be hard to find the time and energy to focus on a novel when you are also working a full-time job to pay the bills. Often getting some time off work to focus on your novel can help you to get the space to finish the book you've been dreaming of writing.  Chat to your boss If you like your current job, why not chat to your boss about taking a career break?

Starting Your Own Business: Five Tips to Make Sure You Are Adequately Insured
If you are opening your own business, you need to ensure you have the right insurance plans in place. There are a variety of policies or coverages you need depending on the type of work you do. Here are some tips to help you get started: 1. Contact your homeowners insurance agent if you plan to work from home Many small businesses get their start at home, and even if you aren't working from home full time, you may have an office there.